/* ============================================================
   Blake Sims — GEICO Exclusive Agency · Mississippi
   Light theme per client mockup; structure modeled on the
   NJ reference site.
   ============================================================ */

:root {
  --snow: #fbfbfd;          /* page canvas */
  --paper: #ffffff;         /* cards */
  --band: #f2f4f9;          /* alternate section band */
  --graphite: #1d2433;      /* headings / strong text */
  --slate: #5f6673;         /* body text on light */
  --faint: #9aa1ae;         /* fine print */
  --line: rgba(29, 36, 51, 0.08);
  --azul: #1478e8;
  --azul-deep: #0c66cc;
  --geico-blue: #25499d;
  --gold: #d9a53f;          /* italic accents on light */
  --star: #f4b400;
  --navy: #0b1220;          /* dark cards + footer */
  --navy-2: #16203a;
  --glow: 0 0 0 1px rgba(20,120,232,0.45), 0 0 22px rgba(20,120,232,0.35), 0 8px 40px rgba(20,120,232,0.18);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, sans-serif;
  background: var(--snow);
  color: var(--graphite);
  line-height: 1.5;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
.serif, h1, h2 { font-family: "Instrument Serif", "Times New Roman", serif; font-weight: 400; }
h1 em, h2 em { font-style: italic; color: var(--gold); }

/* === NAV === */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  height: 64px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  padding: 0 24px;
  background: rgba(251, 251, 253, 0.82);
  -webkit-backdrop-filter: saturate(180%) blur(18px);
  backdrop-filter: saturate(180%) blur(18px);
  border-bottom: 1px solid var(--line);
  font-size: 14px;
}
.vip-pill {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 8px 16px; border-radius: 999px;
  border: 1px solid rgba(184, 140, 50, 0.55);
  color: #a2751f; font-size: 13px; font-weight: 600;
  text-decoration: none; white-space: nowrap; line-height: 1;
  transition: background 0.2s, box-shadow 0.2s;
}
.vip-pill:hover { background: rgba(217,165,63,0.1); box-shadow: 0 0 14px rgba(217,165,63,0.3); }
.nav-links { display: flex; gap: 28px; }
.nav-links a { color: var(--graphite); opacity: 0.75; text-decoration: none; font-size: 14.5px; transition: opacity 0.2s, color 0.2s; }
.nav-links a:hover, .nav-links a.active { opacity: 1; color: var(--azul); }
.nav-right { display: flex; align-items: center; gap: 12px; }
.nav-geico-link { display: inline-flex; align-items: center; line-height: 0; }
.nav-geico { height: 48px; width: auto; }

/* language switcher */
.lang-switcher { position: relative; }
.lang-toggle {
  background: none; border: 1px solid rgba(29,36,51,0.18); color: var(--graphite);
  width: 32px; height: 32px; border-radius: 8px; cursor: pointer; padding: 0;
  display: flex; align-items: center; justify-content: center;
  transition: border-color 0.2s, color 0.2s;
}
.lang-toggle:hover, .lang-toggle:focus-visible, .lang-toggle[aria-expanded="true"] { border-color: var(--azul); color: var(--azul); outline: none; }
.lang-menu {
  position: absolute; top: calc(100% + 8px); right: 0;
  min-width: 150px; margin: 0; padding: 6px;
  list-style: none;
  background: rgba(255,255,255,0.97);
  border: 1px solid var(--line);
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(29,36,51,0.12);
  opacity: 0; transform: translateY(-4px); pointer-events: none; visibility: hidden;
  transition: opacity 0.18s, transform 0.18s, visibility 0s 0.18s;
  z-index: 101;
}
.lang-switcher.open .lang-menu { opacity: 1; transform: translateY(0); pointer-events: auto; visibility: visible; transition: opacity 0.18s, transform 0.18s, visibility 0s 0s; }
.lang-menu a {
  display: block; padding: 9px 12px; border-radius: 8px;
  color: var(--graphite); text-decoration: none; font-size: 13px;
  transition: background 0.15s, color 0.15s;
}
.lang-menu a:hover { background: rgba(20,120,232,0.08); color: var(--azul); }
.lang-menu a.active { color: var(--azul); }
.lang-menu a.active::before { content: "✓"; margin-right: 8px; }

/* hamburger + mobile menu */
.menu-toggle {
  display: none;
  background: none; border: 1px solid rgba(29,36,51,0.18); color: var(--graphite);
  width: 32px; height: 32px; border-radius: 8px; cursor: pointer;
  align-items: center; justify-content: center; padding: 0;
}
.menu-toggle:hover { border-color: var(--azul); color: var(--azul); }
.menu-toggle .bars { width: 14px; height: 10px; position: relative; }
.menu-toggle .bars::before, .menu-toggle .bars::after {
  content: ""; position: absolute; left: 0; right: 0;
  height: 1.5px; background: currentColor;
  transition: transform 0.3s, top 0.3s, bottom 0.3s;
}
.menu-toggle .bars::before { top: 0; }
.menu-toggle .bars::after { bottom: 0; }
.menu-toggle.open .bars::before { top: 4px; transform: rotate(45deg); }
.menu-toggle.open .bars::after { bottom: 4px; transform: rotate(-45deg); }

.mobile-menu {
  position: fixed; top: 64px; left: 0; right: 0; bottom: 0;
  background: rgba(251,251,253,0.98);
  -webkit-backdrop-filter: saturate(180%) blur(20px);
  backdrop-filter: saturate(180%) blur(20px);
  z-index: 99;
  opacity: 0; pointer-events: none; visibility: hidden;
  transition: opacity 0.3s, visibility 0s 0.3s;
  display: flex; flex-direction: column; align-items: center;
  padding: 40px 22px;
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
}
.mobile-menu.open { opacity: 1; pointer-events: auto; visibility: visible; transition: opacity 0.3s, visibility 0s 0s; }
.mobile-menu a {
  font-family: "Instrument Serif", serif;
  font-size: 30px; letter-spacing: -0.02em;
  color: var(--graphite); text-decoration: none;
  padding: 14px 0; width: 100%; text-align: center;
  border-bottom: 1px solid var(--line);
}
.mobile-menu a:hover { color: var(--azul); }
.mobile-menu .quote-cta {
  margin-top: 22px;
  background: var(--azul); color: #fff;
  padding: 15px 32px; border-radius: 999px;
  font-family: -apple-system, system-ui, sans-serif;
  font-size: 14px; border: none; width: auto;
  box-shadow: var(--glow);
}

/* === BUTTONS === */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 13px 26px; border-radius: 999px;
  font-size: 15px; font-weight: 500; line-height: 1;
  text-decoration: none; cursor: pointer; border: none;
  transition: transform 0.2s, box-shadow 0.2s, background 0.2s;
}
.btn-primary {
  background: linear-gradient(180deg, var(--azul) 0%, var(--azul-deep) 100%);
  color: #fff;
  box-shadow: var(--glow);
}
.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 0 0 1px rgba(20,120,232,0.55), 0 0 30px rgba(20,120,232,0.5), 0 12px 48px rgba(20,120,232,0.25); }
.btn-outline {
  background: transparent; color: var(--graphite);
  box-shadow: inset 0 0 0 1px rgba(29,36,51,0.35);
}
.btn-outline:hover { box-shadow: inset 0 0 0 1px rgba(29,36,51,0.7); transform: translateY(-1px); }
.btn-quote-nav {
  padding: 10px 20px; font-size: 13.5px;
  background: transparent; color: var(--azul);
  box-shadow: 0 0 0 1px rgba(20,120,232,0.5), 0 0 14px rgba(20,120,232,0.25);
}
.btn-quote-nav:hover { background: rgba(20,120,232,0.08); }

/* === HERO (homepage) === */
.hero {
  min-height: 88vh;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center;
  padding: 140px 22px 90px;
  background: radial-gradient(ellipse 85% 60% at 50% 12%, #eef3fc 0%, var(--snow) 65%);
}
.hero-eyebrow {
  font-size: 13px; letter-spacing: 0.14em; color: var(--slate);
  margin-bottom: 28px;
  opacity: 0; animation: rise 0.85s cubic-bezier(.16,1,.3,1) 0.15s forwards;
}
.hero h1 {
  font-size: clamp(46px, 8.5vw, 100px);
  line-height: 1.03; letter-spacing: -0.025em;
  max-width: 950px;
  color: var(--graphite);
  opacity: 0; animation: rise 0.95s cubic-bezier(.16,1,.3,1) 0.28s forwards;
}
.hero-sub {
  margin-top: 26px; font-size: clamp(17px, 1.6vw, 21px);
  color: var(--slate); max-width: 640px; line-height: 1.5;
  opacity: 0; animation: rise 0.9s cubic-bezier(.16,1,.3,1) 0.46s forwards;
}
.hero-cta {
  margin-top: 40px; display: flex; gap: 16px; flex-wrap: wrap; justify-content: center;
  opacity: 0; animation: rise 0.9s cubic-bezier(.16,1,.3,1) 0.6s forwards;
}
.hero-note {
  margin-top: 26px; font-size: 13px; color: var(--faint);
  opacity: 0; animation: rise 0.9s cubic-bezier(.16,1,.3,1) 0.72s forwards;
}
@keyframes rise { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }

/* === PRODUCT HERO === */
.product-hero {
  min-height: 64vh;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center;
  padding: 150px 22px 80px;
  background: radial-gradient(ellipse 85% 60% at 50% 12%, #eef3fc 0%, var(--snow) 65%);
}
.product-hero .hero-eyebrow { animation-delay: 0.05s; }
.product-hero h1 {
  font-family: "Instrument Serif", serif;
  font-size: clamp(50px, 8vw, 104px);
  line-height: 0.99; letter-spacing: -0.03em;
  max-width: 950px; color: var(--graphite);
  opacity: 0; animation: rise 0.95s cubic-bezier(.16,1,.3,1) 0.2s forwards;
}
.product-hero .lede {
  margin-top: 26px; font-size: clamp(17px, 1.4vw, 20px);
  color: var(--slate); max-width: 600px; line-height: 1.55;
  opacity: 0; animation: rise 0.9s cubic-bezier(.16,1,.3,1) 0.4s forwards;
}
.product-hero .hero-cta { animation-delay: 0.55s; }

/* === PHOTO BAND === */
.photo-band { padding: 0 22px 96px; max-width: 1180px; margin: 0 auto; }
.photo-band.pt { padding-top: 96px; }
.photo-band figure { margin: 0; border-radius: 22px; overflow: hidden; box-shadow: 0 18px 60px rgba(29,36,51,0.14); }
.photo-band img { display: block; width: 100%; height: auto; aspect-ratio: 21 / 9; object-fit: cover; }
@media (max-width: 700px) {
  .photo-band { padding-bottom: 68px; }
  .photo-band.pt { padding-top: 68px; }
  .photo-band img { aspect-ratio: 16 / 10; }
}

/* === TRUST ROWS (centered 3-up strip) === */
.trust {
  padding: 0 22px 84px;
  max-width: 1080px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 36px;
}
.trust-row {
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  text-align: center;
}
.trust-row h3 { font-size: 17px; margin-bottom: 2px; }
.trust-row p { color: var(--slate); font-size: 15px; max-width: 270px; margin: 0 auto; }
.check { color: var(--gold); font-size: 17px; flex: none; }
@media (max-width: 700px) {
  .trust { grid-template-columns: 1fr; gap: 30px; padding: 0 22px 64px; }
}

/* === STORY === */
.story { background: var(--paper); padding: 130px 22px; text-align: center; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.story h2 { font-size: clamp(38px, 6vw, 78px); line-height: 1.03; letter-spacing: -0.025em; max-width: 880px; margin: 0 auto; }
.story h2 em { color: var(--azul); }
.story p { margin-top: 26px; font-size: clamp(16px, 1.4vw, 19px); color: var(--slate); max-width: 620px; margin-left: auto; margin-right: auto; }

/* === STATS BAND === */
.stats {
  background: var(--navy); color: #eef1f7;
  padding: 110px 22px;
  display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 56px;
}
.stats-inner-note { display: none; }
.stat { text-align: center; }
.stat .num { font-family: "Instrument Serif", serif; font-size: clamp(52px, 7vw, 88px); color: #f0cc74; line-height: 1; letter-spacing: -0.03em; }
.stat .label { margin-top: 12px; font-size: 12.5px; color: #97a2b8; text-transform: uppercase; letter-spacing: 0.14em; }

/* === GENERIC LIGHT SECTION === */
.section { padding: 110px 22px; max-width: 760px; margin: 0 auto; }
.section h2 { font-size: clamp(34px, 5vw, 56px); line-height: 1.06; letter-spacing: -0.02em; margin-bottom: 18px; }
.section-intro { color: var(--slate); font-size: 17px; max-width: 640px; margin-bottom: 44px; }

/* === STAT CARDS (why switching) === */
.stat-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: 0 4px 28px rgba(29,36,51,0.05);
  padding: 38px 34px;
  margin-bottom: 22px;
}
.stat-card .stat-num { font-family: "Instrument Serif", serif; font-size: clamp(52px, 7vw, 72px); line-height: 1; margin-bottom: 16px; color: var(--graphite); }
.stat-card h3 { font-size: 18px; margin-bottom: 10px; }
.stat-card p { color: var(--slate); font-size: 16px; }
.source { margin-top: 16px; font-size: 12.5px; color: var(--faint); }

/* === STEPS === */
.steps { list-style: none; margin-bottom: 44px; }
.steps li { display: flex; gap: 22px; align-items: flex-start; padding: 22px 0; }
.step-num {
  font-family: "Instrument Serif", serif;
  font-size: 26px; color: var(--gold); line-height: 1.2;
  flex: none; width: 24px; text-align: center;
}
.steps h3 { font-size: 19px; margin-bottom: 6px; }
.steps p { color: var(--slate); font-size: 16px; max-width: 540px; }

/* === PRODUCTS GRID (homepage) === */
.products { background: var(--band); padding: 110px 22px; border-top: 1px solid var(--line); }
.products-header { text-align: center; max-width: 800px; margin: 0 auto 56px; }
.products-header h2 { font-size: clamp(38px, 5.5vw, 70px); line-height: 1.03; letter-spacing: -0.025em; }
.products-header p { margin-top: 16px; color: var(--slate); font-size: 17px; }
.product-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px;
  max-width: 1280px; margin: 0 auto;
}
@media (max-width: 980px) { .product-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 620px) { .product-grid { grid-template-columns: 1fr; } }
.product-card {
  background: linear-gradient(180deg, var(--navy-2) 0%, var(--navy) 100%);
  color: #eef1f7;
  border-radius: 22px;
  padding: 44px 36px;
  min-height: 380px;
  display: flex; flex-direction: column; justify-content: space-between;
  position: relative; overflow: hidden;
  text-decoration: none;
  transition: transform 0.4s cubic-bezier(0.2, 0, 0.2, 1), box-shadow 0.4s;
}
.product-card:hover { transform: translateY(-6px); box-shadow: 0 18px 44px rgba(11,18,32,0.28); }
.product-card::before { content: ""; position: absolute; inset: 0; pointer-events: none; background: radial-gradient(circle at 80% 0%, rgba(41,151,255,0.2) 0%, transparent 50%); }
.product-card.p-home::before { background: radial-gradient(circle at 80% 0%, rgba(212,180,131,0.24) 0%, transparent 50%); }
.product-card.p-renters::before { background: radial-gradient(circle at 80% 0%, rgba(120,200,170,0.2) 0%, transparent 50%); }
.product-card.p-moto::before { background: radial-gradient(circle at 80% 0%, rgba(220,120,120,0.2) 0%, transparent 50%); }
.product-card.p-boat::before { background: radial-gradient(circle at 80% 0%, rgba(120,180,210,0.22) 0%, transparent 50%); }
.product-card.p-umbrella::before { background: radial-gradient(circle at 80% 0%, rgba(180,140,200,0.2) 0%, transparent 50%); }
.product-eyebrow { font-size: 12px; letter-spacing: 0.18em; text-transform: uppercase; color: #97a2b8; margin-bottom: 14px; position: relative; }
.product-card h3 { font-family: "Instrument Serif", serif; font-weight: 400; font-size: clamp(30px, 3.4vw, 42px); line-height: 1.06; letter-spacing: -0.02em; position: relative; }
.product-card h3 em { font-style: italic; color: #f0cc74; }
.product-card p { margin-top: 16px; color: #97a2b8; font-size: 15px; max-width: 340px; position: relative; }
.product-card .arrow {
  margin-top: 28px; width: 36px; height: 36px; border-radius: 50%;
  background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.22);
  display: flex; align-items: center; justify-content: center;
  color: #eef1f7; font-size: 14px; position: relative;
  transition: background 0.3s, border-color 0.3s, transform 0.3s;
}
.product-card:hover .arrow { background: var(--azul); border-color: var(--azul); transform: translateX(4px); }

/* === COVERAGE GRID (product pages) === */
.coverage { background: var(--band); padding: 110px 22px; border-top: 1px solid var(--line); }
.coverage-header { text-align: center; max-width: 800px; margin: 0 auto 64px; }
.coverage-header h2 { font-size: clamp(36px, 5vw, 64px); line-height: 1.04; letter-spacing: -0.025em; }
.coverage-header h2 em { color: var(--azul); }
.coverage-header p { margin-top: 18px; font-size: clamp(16px, 1.3vw, 18px); color: var(--slate); max-width: 600px; margin-left: auto; margin-right: auto; }
.coverage-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; max-width: 1200px; margin: 0 auto; }
@media (max-width: 980px) { .coverage-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .coverage-grid { grid-template-columns: 1fr; } }
.coverage-card {
  background: var(--paper); border-radius: 18px; padding: 34px 30px;
  box-shadow: 0 4px 28px rgba(29,36,51,0.05);
  border: 1px solid var(--line);
  transition: transform 0.3s, box-shadow 0.3s;
}
.coverage-card:hover { transform: translateY(-4px); box-shadow: 0 12px 44px rgba(29,36,51,0.1); }
.coverage-card .ico {
  width: 44px; height: 44px; border-radius: 12px;
  background: linear-gradient(135deg, var(--azul), var(--azul-deep));
  margin-bottom: 20px;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; color: #fff;
}
.coverage-card h3 { font-family: "Instrument Serif", serif; font-weight: 400; font-size: 26px; letter-spacing: -0.01em; margin-bottom: 10px; }
.coverage-card p { color: var(--slate); font-size: 15px; line-height: 1.55; }
.coverage-card .badge { display: inline-block; margin-top: 14px; font-size: 11px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--azul-deep); font-weight: 600; }

/* === BY THE NUMBERS (requirements band) === */
.requirements { background: var(--navy); color: #eef1f7; padding: 110px 22px; text-align: center; }
.requirements h2 { font-size: clamp(34px, 4.6vw, 58px); line-height: 1.05; letter-spacing: -0.02em; max-width: 800px; margin: 0 auto; }
.requirements h2 em { font-style: italic; color: #f0cc74; }
.requirements p.intro { margin-top: 18px; color: #97a2b8; font-size: 17px; max-width: 600px; margin-left: auto; margin-right: auto; }
.req-grid {
  margin-top: 60px;
  display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 32px;
  max-width: 1080px; margin-left: auto; margin-right: auto;
  text-align: left;
}
.req-cell { padding: 24px; border-left: 2px solid #f0cc74; }
.req-cell .num { font-family: "Instrument Serif", serif; font-size: 36px; color: #f0cc74; line-height: 1; }
.req-cell h4 { margin-top: 8px; font-size: 13px; letter-spacing: 0.14em; text-transform: uppercase; color: #97a2b8; }
.req-cell p { margin-top: 6px; font-size: 14px; color: #dde3ee; line-height: 1.55; }
.req-cell p em { font-style: italic; color: #97a2b8; }

/* === REVIEWS === */
.reviews { background: var(--paper); padding: 110px 22px; border-top: 1px solid var(--line); }
.reviews-inner { max-width: 1100px; margin: 0 auto; }
.reviews-header { text-align: center; margin-bottom: 52px; }
.reviews-header h2 { font-size: clamp(36px, 5vw, 62px); line-height: 1.05; letter-spacing: -0.025em; }
.reviews-header h2 em { color: var(--azul); }
.rating-line { margin-top: 16px; color: var(--slate); font-size: 16px; }
.rating-line strong { color: var(--graphite); }
.stars { color: var(--star); letter-spacing: 3px; font-size: 18px; margin-right: 8px; }
.review-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 22px; }
.review-card {
  background: var(--snow);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 34px 30px;
  box-shadow: 0 4px 28px rgba(29,36,51,0.04);
}
.review-card .stars { font-size: 16px; }
.review-card blockquote {
  margin-top: 16px;
  font-family: "Instrument Serif", serif;
  font-size: 21px; line-height: 1.42; color: var(--graphite);
  font-style: italic;
}
.reviewer { margin-top: 18px; font-size: 12.5px; color: var(--faint); letter-spacing: 0.08em; text-transform: uppercase; }

/* === AGENCY === */
.agency { padding: 110px 22px; max-width: 900px; margin: 0 auto; }
.agency h2 { font-size: clamp(34px, 5vw, 58px); line-height: 1.06; letter-spacing: -0.02em; margin-bottom: 18px; }
.agency-flex { display: flex; gap: 44px; align-items: flex-start; flex-wrap: wrap; margin-top: 8px; }
.agency-list { list-style: none; flex: 1 1 360px; }
.agency-list li { display: flex; gap: 14px; align-items: flex-start; padding: 12px 0; font-size: 16px; }
.agent-card {
  flex: none; text-align: center;
  background: var(--paper); border: 1px solid var(--line);
  border-radius: 18px; padding: 20px 24px 18px;
  box-shadow: 0 4px 28px rgba(29,36,51,0.06);
}
.agent-card img { border-radius: 12px; display: block; max-width: 170px; height: auto; margin: 0 auto; }
.agent-card figcaption { margin-top: 12px; font-size: 13.5px; color: var(--slate); line-height: 1.5; }
.agent-card figcaption strong { color: var(--graphite); font-size: 15px; }

/* map embed */
.map-embed {
  margin-top: 52px;
  border-radius: 16px; overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: 0 18px 44px rgba(29,36,51,0.10);
}
.map-embed iframe { display: block; width: 100%; height: 430px; border: 0; }
@media (max-width: 700px) {
  .map-embed { margin-top: 40px; }
  .map-embed iframe { height: 340px; }
}

/* === LOCKUP === */
.lockup { background: var(--paper); padding: 110px 22px; text-align: center; border-top: 1px solid var(--line); }
.lockup-eyebrow { font-size: 11px; letter-spacing: 0.22em; text-transform: uppercase; color: var(--faint); margin-bottom: 28px; }
.lockup-logo { display: block; margin: 0 auto 34px; width: clamp(260px, 30vw, 360px); height: auto; }
.lockup-name { font-family: "Instrument Serif", serif; font-size: clamp(38px, 5.5vw, 66px); letter-spacing: -0.025em; line-height: 1.05; margin-bottom: 22px; }
.lockup-name em { font-style: italic; color: var(--azul); }
.lockup-detail { font-size: 14px; color: var(--slate); max-width: 560px; margin: 0 auto; line-height: 1.65; }

/* === CTA FINAL === */
.cta-final {
  text-align: center;
  padding: 140px 22px;
  background: radial-gradient(ellipse 70% 55% at 50% 45%, rgba(20,120,232,0.09) 0%, var(--snow) 70%);
  border-top: 1px solid var(--line);
}
.cta-final h2 { font-size: clamp(40px, 6.5vw, 80px); line-height: 1.02; letter-spacing: -0.03em; max-width: 760px; margin-left: auto; margin-right: auto; }
.cta-final p { margin-top: 20px; color: var(--slate); font-size: 18px; max-width: 560px; margin-left: auto; margin-right: auto; }
.cta-final .hero-cta { opacity: 1; animation: none; }

/* === FOOTER === */
footer {
  background: var(--navy);
  color: #97a2b8;
  padding: 64px 22px 44px;
  font-size: 14px;
}
.foot-grid {
  max-width: 900px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 36px;
}
.foot-title { color: #eef1f7; font-weight: 600; margin-bottom: 10px; }
.foot-col p { line-height: 1.8; }
.foot-col a { color: #97a2b8; text-decoration: underline; text-underline-offset: 3px; text-decoration-color: rgba(151,162,184,0.35); }
.foot-col a:hover { color: #eef1f7; }
.footer-geico { height: 15px; width: auto; display: block; margin: 40px auto 0; opacity: 0.6; }
.foot-legal {
  max-width: 900px; margin: 28px auto 0;
  padding-top: 26px;
  border-top: 1px solid rgba(151,162,184,0.16);
  font-size: 12.5px; line-height: 1.7; color: #6b7691;
  text-align: center;
}

/* === STICKY MOBILE BAR === */
.sticky-bar {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 90;
  display: none; gap: 10px;
  padding: 12px 14px calc(12px + env(safe-area-inset-bottom));
  background: rgba(251,251,253,0.9);
  -webkit-backdrop-filter: saturate(180%) blur(18px);
  backdrop-filter: saturate(180%) blur(18px);
  border-top: 1px solid var(--line);
}
.sticky-quote { flex: 1; }
.sticky-call { flex: none; padding: 13px 22px; }
@media (max-width: 700px) {
  .sticky-bar { display: flex; }
  footer { padding-bottom: 150px; }
}

/* === REVEAL === */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.7s cubic-bezier(.16,1,.3,1), transform 0.7s cubic-bezier(.16,1,.3,1); }
.reveal.in { opacity: 1; transform: translateY(0); }
@media (min-width: 981px) {
  .product-grid .reveal:nth-child(2), .coverage-grid .reveal:nth-child(2), .req-grid .reveal:nth-child(2), .review-grid .reveal:nth-child(2) { transition-delay: 80ms; }
  .product-grid .reveal:nth-child(3), .coverage-grid .reveal:nth-child(3), .req-grid .reveal:nth-child(3), .review-grid .reveal:nth-child(3) { transition-delay: 160ms; }
  .product-grid .reveal:nth-child(4), .coverage-grid .reveal:nth-child(4), .req-grid .reveal:nth-child(4) { transition-delay: 240ms; }
  .coverage-grid .reveal:nth-child(5) { transition-delay: 80ms; }
  .coverage-grid .reveal:nth-child(6) { transition-delay: 160ms; }
  .product-grid .reveal:nth-child(5) { transition-delay: 80ms; }
  .product-grid .reveal:nth-child(6) { transition-delay: 160ms; }
}
.product-card.in { transition: transform 0.4s cubic-bezier(0.2,0,0.2,1), box-shadow 0.4s, opacity 0.7s ease; }
.coverage-card.in { transition: transform 0.3s, box-shadow 0.3s, opacity 0.7s ease; }

/* === RESPONSIVE NAV === */
@media (max-width: 1080px) {
  .nav-links { display: none; }
  .menu-toggle { display: flex; }
}
@media (max-width: 700px) {
  nav { padding: 0 14px; }
  .nav-right { gap: 10px; }
  .nav-geico { height: 36px; }
  .vip-pill { font-size: 12px; padding: 8px 12px; gap: 5px; }
  .btn-quote-nav { display: none; }
  .story, .products, .coverage, .reviews, .lockup, .agency { padding-top: 76px; padding-bottom: 76px; }
  .section { padding: 68px 20px; }
  .cta-final { padding: 96px 22px; }
  .stats { gap: 40px; padding: 80px 22px; }
  .product-card { min-height: 320px; padding: 34px 28px; }
  .hero { min-height: 82vh; padding: 120px 20px 70px; }
  .product-hero { min-height: 56vh; padding: 130px 20px 60px; }
}

@media (max-width: 480px) {
  .vip-pill { display: none; }
}

/* === REDUCED MOTION === */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
    transition-delay: 0ms !important;
  }
  .reveal { opacity: 1 !important; transform: none !important; }
  .hero-eyebrow, .hero h1, .hero-sub, .hero-cta, .hero-note,
  .product-hero h1, .product-hero .lede, .product-hero .hero-cta { opacity: 1 !important; animation: none !important; }
}